A clear path from planning to payment
Remedi keeps every step transparent. Here’s what happens, in what order, and, just as importantly, what each step does not mean.
The four steps
Decide on the treatment and provider that are right for you. That clinical choice is always yours to make with a healthcare provider.
A quick, low-commitment step using a soft credit search helps you understand whether you may be able to apply. It does not affect your credit score and is not a full application.
If you choose to continue, a full application with a credit and affordability check is required before any finance is agreed.
Where finance is agreed, you pay a 20% down payment and repay the remaining 80% over six monthly instalments at 0% interest, alongside treatment with your participating clinic.
An important distinction
Checking your eligibility and completing a finance application are not the same thing, and neither guarantees approval. Finance is only agreed after a full application, including an affordability assessment.
Two kinds of credit check, at two different stages
Knowing the difference helps you understand what to expect for your credit file.
- Uses a soft credit search
- Does not affect your credit score
- Not an offer of finance
- No obligation to continue
- Includes a credit and affordability check
- Confirms your identity and details
- Where the finance decision is made
- Approval depends on your circumstances
What instalments might look like
An illustration only, to help with budgeting. It is not a credit offer and no interest or APR is implied.
Check pre-eligibilityThis is an illustrative example only and is not a credit offer. Applications are subject to status, eligibility, affordability and verification checks. The Remedi Credit Plan is interest-free. No interest or APR applies.
Common questions
Pre-eligibility is a short, preliminary check to see whether you may be eligible to apply. It uses a soft check via a credit reference agency, which does not affect your credit score. It is not an application and not a final decision.
Ready to understand your options?
Checking pre-eligibility is a calm first step. It uses a soft credit search, takes only a few minutes, and puts you under no obligation.
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Remedi Finance Limited operates under the Financial Conduct Authority’s Deferred Payment Credit Temporary Permissions Regime. The Remedi Credit Plan is an interest-free deferred payment credit agreement. Company number 16061820. Registered office: 2a The Quadrant, Epsom, Surrey, England, KT17 4RH.